Agrarian Reforms in the Countries of Latin America

Agrarian Reforms in the Countries of Latin America The twentieth century was the period of many significant agrarian reforms in the countries of Latin America. In spite of the fact these reforms were developed in order to address the interests of peasants and landless rural population, in most cases the definite results of these reforms were not associated with the social and economic aspects, but reflected the peculiarities of the political situation in the countries.Advertising We will write a custom essay sample on Agrarian Reforms in the Countries of Latin America specifically for you for only $16.05 $11/page Learn More However, to have the opportunity to make certain conclusions about the phenomenon of agrarian reforms in Latin America, it is necessary to concentrate on its peculiar features. This paper will focus on the examination of the positive and negative results of the agrarian reforms for the rural population in the countries of Latin America because each process or phenomenon always has two sid es of its representation. Positive Effects of Agrarian Reforms The period of agrarian reforms started in Latin America with the Mexican revolution which was developed at the beginning of the twentieth century and ceased with the progress of neoliberal policies in the territories. Providing agrarian reforms, governments were inclined to attract the rural masses and contribute to their political goals. That is why the question of the agrarian reforms’ positive effects for all the social classes is rather controversial. The poor peasantry was not discussed as the potential force for the progress in the field of the countries’ economy and agriculture. All the accents were made on the capitalist farmers. Their activity was connected with the income distribution. Thus, the opportunities to invest in agriculture and to develop the land market appeared (Gwynne Kay, 2004, p. 233). However, the situation changed with the period of neoliberal policies when the governments began to accentuate the importance of privatization land taxes. Thus, the advantages which were acquired by the poor peasantry as a result of the agrarian reforms were incomparable with the benefits which were provided for the developed capitalist farmers. Negative Effects of Agrarian Reforms In spite of definite positive shifts in the sphere of agriculture, the majority of the rural population is not satisfied with the agrarian reforms because the main promises are not completed (Gwynne Kay, 2004, p. 235). Poverty and landlessness remain the main issues for the rural population of the countries in Latin America. From the social point, the agrarian reforms had not positive effects on the changes in the situation of unemployment and poverty in the territories. From the economic point, many agrarian reforms in the countries of Latin America can be considered as the causes for the development of the further more influential and even dramatic reforms which were the part of the political cont ext.Advertising Looking for essay on government? Let's see if we can help you! Get your first paper with 15% OFF Learn More Peasants remained to be the weakest class in the social system which were also negatively influenced by the implemented land titling projects (Gwynne Kay, 2004, p. 233). Thus, the agrarian reform in Cuba was closely connected with the revolution and developed in the political field. Moreover, many results of the reforms were rather unexpected for the governors and that is why are difficult to be overcome effectively. The agrarian reforms of the twentieth century in Latin America can be discussed from the point of their positive and negative effects on the rural population of the countries. The positive effects are connected with the development of the countries’ market, the change of the position according to the global market, and the role of the capitalist farmers. The negative effects are associated with the position of the pe asants and the situation of poverty of the rural population which are more influential from the social point. Reference Gwynne, R. N. Kay, C. (2004). Latin America transformed: Globalization and modernity. New York, NY: Oxford University Press.

Marketing-Consumer Behavior essay

Marketing-Consumer Behavior essay Marketing-Consumer Behavior essay Marketing-Consumer Behavior essayMarriott Hotels is a renowned international brand operating in the hospitality industry that focuses on the international market expansion and attempts to gain the positive brand image through the formation of the positive perception of the brand by the public.The perception of the brand is quite positive at the moment. At the moment, Marriott Hotels attempts to create a stronger brand image through the formation of the vision of the company as the hospitality company offering hospitality services of the superb quality. The development of the positive perception of the brand image is achieved through advertisements based on the video advertisement that visualizes the ideal hospitality services offered by Marriott Hotels. Video offers not only visual messages conveyed to the audience but also audio messages that stress the positive image of the company’s hospitality services. The advertisement emphasizes the superb quality of services offered by the company. The company makes a breakthrough distinguishing its services from other companies operating in the hospitality industry. In such a way, the company attracts the target customer group and draws attention to its brand and hospitality services as the company that offers high quality hospitality services worldwide and offers the full range of hospitality-related services.The advertisement of the company contributes to the formation of a strong brand image that customers can easily retain in their memory due to the bright images and colors used in the course of the advertisement. The advertisement is catchy and bright but, at the same time, it creates a solid image of the company that customers learn and retain in their memory. As a result, customers form a strongly positive image of the company and develop a positive attitude to the company and its services. The advertisement persuades them that Marriott Hotels can offer superb hospitality services in any part of the world .The exposure (stimulus) of the advertisement catches the attention of the audience. At the same time, the interpretation (individual meaning) of the advertisement is clear since the audience understands that Marriott Hotels offer hospitality services of the superb quality. The advertisement influences the sensory perception of the advertisement.   The audience almost feels the scent of the environment, where the advertisement is shot. The sound is distinct and clear. The audio watermarking is virtually present in the advertisement. The sound symbolism gives positive implications and makes the audience wanting to touch the screen. The advertisement is haptic conveying the development of positive emotions and rise of the expectations of the miracle to come. The exposure of the advertisement creates the expectation of happiness from services of the superb quality of products of Marriott Hotels. The audience becomes active participants rather than mere viewers of the advertisement. T he advertisement manipulates certainty as it shows almost improbable benefits offered by Marriott Hotels.The visualization makes a breakthrough forming the difference of Marriott Hotels from other hotels. The advertisement uses distinct stimuli such as video imaging. The relevance of the content of the advertisement and its message is accurate and high. The interpretation of the advertisement may vary due to the variety of objects depicted during the advertisement that may have multiple meanings and implications.In such a way, the advertisement makes the clear perceptual positioning of Marriott Hotels as the company offering superb hospitality services.

Management Assignment Example | Topics and Well Written Essays - 2000 words - 1

Management - Assignment Example Indirect export is one of the five market entry strategies that can be implied by businesses while implementing global strategies. In the indirect export strategy, there is a minimum amount of risk involved. On the other hand, the level of control of the market is also the least in this strategy. The market control is less due to the reason that products are being transferred abroad by other intermediaries (Levesque, 2004). In this strategy, the organisation does not get involved in any type of marketing. No type of marketing or any other activity is conducted in the strategy of indirect exporting. The sales in such a strategy are conducted as sales in a domestic market. Indirect exporting has the ability to invest in new markets and to do this they do not require any expertise or high amounts of investments. The strategy of indirect exporting is a common strategy initiated by organisations as a market entry strategy. If organisations become successful with the results of this strategy then they plan towards further agreements with the organisations of the host country (Terpstra and Sarathy, 2001). Indirect exporting is conducted via sales organisations that are domestically located. Domestic sales organisation is considered to be an easy method of managing sales in foreign markets. In this strategy, products can be bought and sold in the domestic market and it can be resold in the foreign market. The firm that is exporting the products needs to be in touch with the marketing activities of the foreign market so that they are able to increase the sales of their products at a constant note (Raff, Ryan, and Stahler, 2009). International trading companies is another form of indirect exporting. This type of indirect exporting is conducted by initiating local offices across the globe. Examples of international trading companies can be Mitsubishi Company of Japan. The international trading

Choose by your own no specific topic Essay Example | Topics and Well Written Essays - 1500 words - 1

Choose by your own no specific topic - Essay Example it were a rational fallacy in perfect harmony with the fallacy of composition; the exposure of such eliminates metaphysical and naturalistic ethics and makes the arguments of intuitionists correct. However, on a deeper analysis, naturalistic fallacy is an assumption, not a tool to resolve the debate. The concept of a naturalistic fallacy has been related to the idea of a split between the descriptive and the normative and between the ‘is’ and the ‘ought’. However when the intuitionists confirm the split of the ‘is’ and the ‘ought’, they suggest more than the idea that ethical principles cannot be inferred from non-ethical principles. As pointed out by Moore, ‘pleasantness’ and ‘yellow’ cannot be defined in non-ethical ways, yet they are natural aspects and part of ‘is’ concept. . It is evident that the naturalistic fallacy cannot be considered a logical fallacy, because it could be included even if the premise is true. Of the fallacies known and recognized in philosophy the naturalistic fallacy is the most popular or widely used. For scholars of a given type of ethical theory, which is widespread in the Americas and Europe, and which is diversely referred to as ‘intuitionism’, ‘non-naturalism’, or ‘objectivism’, have often criticized their rivals for perpetrating the naturalistic fallacy (Foot, 2002, 51). Several of these rivals have intensely rejected the accusation of fallacy, others have reacted to it briefly, and in all the concept of a naturalistic fallacy had a major importance in ethical texts. However, despite its popularity and controversy, the naturalistic fallacy has been largely ignored (Foot, 2002), and, thus, this paper analyzes this concept. Specifically, this paper argues that naturalistic fallacy is essential, especially in the field of ethical theory and practice. The naturalistic fallacy was defined and coined in 1903 by G.E. Moore, a British philosopher. According to him, a naturalistic fallacy is

Do Athlethes and Actors Get Paid to Much Assignment

Do Athlethes and Actors Get Paid to Much - Assignment Example , it is a belief that in a typical society where traditionally the amount of money payable in salaries and related earnings is determined against the value of one’s work to the society, the pay packages of athletes and actors go against the grain. It is a common economic practice in the modern society that in determining the pay commensurate to someone’s work, it is to be determined by the economic significance of their work, and value added to the society by that particular job. For instance, the teaching profession is among one of the most economically significant profession since the future of any economy is dependent on the education acquired by its young generation. In spite of this fact, teachers are paid peanuts when compared to established athletes such as Usain Bolt (Quirk, Rodney and Pay108). In addition, there is the opinion that athletes and actors do not encounter hardships and life-endangering situations in their work. However, this cannot be said of occupations such as those of policemen, medical practitioners and fire brigades who save lives of other people even risking their lives in the process. What of the gallant police officers and military personnel who even abandon their loved families for the service of protecting and defending their nations with some paying the ultimate price in the process? They all earn just a little fraction of these athletes and actors. In fact even the number one patriot in America, President Obama’s pay cannot stand what these A-class athletes and actors take home in spite of the fact that he handles and makes critical policy decisions that directly affect the entire world each day he is in office (Hanold 89). The group that hold this view reiterate that if athletes and actors are to be paid these huge pay packages, then they should at least give back some of it to the society. They can do this through charity organizations as a show of goodwill since the same people make their payday. In addition, they should

Impact of E-banking on Traditional Banking Services

Impact of E-banking on Traditional Banking Services Introduction: In order to introduce e-banking and traditional banking this part of the article is explained a short background of established bank, problem statements, research question and the research intention. Also, a concise overview of e-commerce activity on e-banking and traditional bank has been presented in this chapter. Bank and business are intimately connected to each other. At the beginning, the original type of commercial bank that handled customer deposits and made investment loans to businesses. Franlin (1995) illustrated that the traditional banks only entities legally able to issue checking accounts prior to the 1980s. While still dominant in the banking industry, traditional banks are joined by savings and loan associations, credit unions, and mutual savings banks. In a recent decade, traditional banks adopted e-commerce and converted to e-bank that is an important component of business development plan. During better times, business is easier to acquire and maintain. An extreme view speculates that the e-banking will destroy old models of banking services (DeYoung, 2001a). This extreme view proved that banks take advantage of this new technology that depends on their assessment of the profitability and established e-banking services (Malhotra and Singh, 2009). For example, Titrade (2008) demonstrated that e-banking services offer customers to get online benefits those are: à ¢Ã¢â€š ¬Ã‚ ¢ achieve information about accounts and loans, à ¢Ã¢â€š ¬Ã‚ ¢ transfer money to different accounts, even between external banks, à ¢Ã¢â€š ¬Ã‚ ¢ Paying bills, à ¢Ã¢â€š ¬Ã‚ ¢ Buying and selling stocks and bonds by depot, à ¢Ã¢â€š ¬Ã‚ ¢ Buying and selling fund shares Magdalena and Luminita (2009) reported that banking services through internet have, generally, operational and transactional costs cheaper than usual banking services. In the meantime, banking industry must adapt to the electronics age, which in its turn is changing all the time In addition, Berger (2003) revealed that industry analysis outlining the potential impact of e-banking on cost savings, revenue growth and risk profile of the banks have also generated considerable interest and speculation about the impact of the e-banking industry on traditional bank. However, one of the issues currently being addressed (Titrade, 2008) is the impact of e-banking on traditional banking. Rogers (1998) points out that the impact of traditional bank measures based only on traditional balance sheet figures where as largely ignored non-traditional activities. On the other hand, Panait (2009) argued that the impact of e-banking evaluates to customer information under the existing regulations. Ensure the security and confidentiality of customer information; Protect against any anticipated threats or hazards to the security or integrity of such information; Save from unauthorized access to or use of such information that could result harm or problem to any customer. Researchers important activities and usefulness course of action have prompted a search for better methods for reducing impact of traditional banking service. Although a number of methods have been reported, simple and efficient approaches still remain scare. In recent years much effort has been devoted to study the effect of different measuring extreme systematic risk process (Olivier, 2008). In this paper it will be discussed how e-banks are different from the traditional banks in terms of profitability, cost efficiency, asset quality and other characteristics by examining bank financial statements. The present study will examine a comprehensive a set of measurements of financial performance that allow us to look inside the black box of e-banking performance. By developing a deeper understanding of these phenomena, we can draw more insightful inferences about the impact of e-banking strategies, production processes and financial performance. Background: Research significance: The need and demand of e-banking possesses a great challenge for traditional banking service. In order to meet a high-quality service in business sector traditional banking service has to be optimized to e-banking. The significant of research associated with e-bank itself and e-commerce, off course, lies in its availability. Ineligible banking progress and decisions may amplify a financial strategic risk (Cezar et al.). Carter and Garcia (2009) made it clear that traditional banking system and transactions have recognized that they are not as permanent as previously assumed. The loss of confidence in traditional banking system has revealed by the recent financial system fall down. Panait (2009) made it understandable that banking operations hazard arises from fraud, handling errors, system trouble, or other unexpected actions. This risk continues in each item for consumption and service offered. Funding and investment-related risks could increase with an institutions e-banking initiatives depending on the volatility and pricing of the acquired deposits. On the other hand, the drawback lies in its security factors and complexity. Both of them have profound impact of e-banking traditional banking service. It may appear form social and organizational perspective (Ioannis, 2009) and may arise due to a failure of some relevant integrity or all the lack of authentic and confidential information. From the above point of view, it is clear that traditional banking faced a lot of problems from different user and non user. The study can be extend this examine to all banks offering online banking sectors. Problem statement: Main area of this study is impact e-banking on traditional bank services and several drawbacks of some traditional banking. There are few reasons for directed on this topic: 1) Most traditional bank activities, such as banks acting as derivatives dealers, expose banks to risks and moral hazard problems failure to get customer satisfaction (Franlin, 1995). 2) A potential commercial market for e-banking services are successful, but old model banks getting lose to manage their vast expenses (Yuan, 2010). 3) The banking sector has been most successful with online transaction, easy internet access, the availability of secure, high standard online banking functionality, cost savings, and the necessity of banking services (AC Nielsen Consulting 2000; Laforet Li, 2005). Besides that poor public image, customer dissatisfaction, competition and specialization had made the practice of much more difficult to deal traditional banking. Research Question: The research questions of this study relate to the factors that influence the adoption and implementation of e-commerce in particular reference to the traditional banking industry. The specific questions to be examined are: What impact factors verify the adoption of ecommerce in traditional banks? According to the present study I initiated following question: How e-banks are different from the traditional banks? How the traditional banks financial performance affected by e-banking? General responsible of bank is public funding operation such as; payment and deposits then why bank are regulated? In comparison with e-banking why traditional bank services failed to get customer satisfaction? How to utilize the new digital products and services to create a more sustainable future. Aim and object: Aims: In view of the extensive occurrence of traditional banking in our society, specifically in public sector and organizations as well as their important activities of the e-banking, it is planned to search for better methods and recommendation for developing banking systems. Objectives: The study is designed to correspond with the objectives of assessing the impacts of e-banking, specifically focusing e-banking on the traditional banking service. The following objectives are discussed: Understanding e-banking and traditional banking terms of profitability. To assess the impact of e-banking on traditional banking service. To identify and highlight potential improvements what reduces the impacts of traditional banking. To highlight the different products or services distribution strategies which increases resource of efficiency and customers satisfaction? 2. Literature review: 2.1. E-banking VS traditional banking: The banking sector is an integral part of the economy. Bjelica and Dejan (2010) addressed that traditional banks are considered to be financial institutions which deal with financial activities in terms of collecting deposits and giving loans. An e-banking, on the other hand, is consists of several distribution channels that can supply several information about transaction (Karjaluoto (2002a). Similarly, Daniel (1999) illustrated that e-banking is the delivery system of banks which provides information and services to customers via different delivery policy that can be used with a variety of devices such as a internet accessory, cell phone and desktop, telephone or digital television. Under the traditional bank payment transactions, we assume every payment which is done via a bank or some other similar organization concerning any kind of legal affairs (Bjelica and Dejan, 2010). However, the Internet is a main delivery channel for e-banking and its value to customers and banks is continuously increasing its delivery systems (Karjaluoto, 2002; Mattila, 2001). But, the payment transactions system does not include only cash payments, i.e. when a debtor gives money to a creditor. Definition of traditional banking transactions system extended by Bjelica and Dejan,( 2010) that all natural and legal persons are on the side of the applicants while the authorized organizations for payment transactions (banks, PTT exchange, savings banks) are on the side of the recipients. Conversely, e-banking is the automated delivery system to customers through internet, interior message channels (Daniel, 1999; Sathye, 1999). According to Basel Committee report on banking supervision (2008) it refers to the provision of retail and banking products and services through electronic channels. Thus in the most encompassing definition, electronic banking would run the gamut from direct deposit, ATMs, credit and debit cards, telephone banking, to electronic bill payment and web-based banking. 2.2. Movement of e-banking According to Karjaluoto (2002), the consumer movement from traditional branch banking to e-banking has meant that new strategies to attract new customers and retain existing ones become critical. Ranaweera and Prabhu (2003) argue that ideally, firms should aim at a combined strategy that makes switching costs act as a complement to customer satisfaction. While customer satisfaction may be one important driver of customer retention, switching costs are also likely to influence customer retention (Lee et al., 2001; Ranaweera and Prabhu, 2003). Portal providers are likely to attract the most significant share of banking profits. Indeed banks could become glorified It required much more effort to manage and sustain a successful practice. 2.3. The impact of traditional bank: In the last two decades the impact of traditional banks tainted a great deal. Therefore the understanding of the essence of this banking system has been changed as well. Bjelica and Dejan (2010) illustrated that many aspects prejudiced this trend. For example; internationalization, globalization, the increase in number of financial services, the progress of competition, technological development and the appearance of a great number of innovations have changed banking system. In addition, Altunbas et al., (2001), Iannotta et al. (2007) argued that the impact of traditional bank is focused on ownership of different types banking service such as; the state ownership (Porta et al.,2002), Berger et al. (2005), Micco et al. (2007), foreign ownership (Berger et al. (2005), Lensink et al. (2008), Staikouras et al. (2008)) and block holder ownership (Caprio et al. (2007), Laeven Levine (2008)) are on the banking performance. Furthermore, DeYoung et al. (2001) was studied to examine the impac t of the level of management and board ownership on bank efficiency. By separating management and board ownership, It address the criticism presented in Demsetz Villalonga (2001) that many studies on the impact of management ownership has included board ownership in the management or insider ownership variable even though the interests of the management and board are different. 2.4. Potential improvements that reduces the impacts of traditional banking Goski et al.(2007) concentrated on the frustrations of accessing credit facilities compel from formal banking systems to informal enterprises which is non banking activities and informal arrangements to access funds for their business operations. De Wulf et al. (2001) realize that building a profitable and sustainable long term relationship with customers is central to the relationship marketing theory. Correspondingly, increasing customers retention, developing and maintaining trust and commitment between sellers and customers (Gaur Xu, 2009) are part of theory. In addition, Gaurav, (2008) appreciated that achieving high customers loyalty and more customers satisfaction is the main objectives of an organization. Also, cost reduction due to the better understanding of customers needs (Ndubisi, 2004) equally important of marketing theory. The application of relationship marketing theory has even extended into financial services, due to the deregulation policy (Yavas Yasin, 2001). The removal of restrictions between banks, building societies and insurance companies (Speed and Smith, 1992) and the vast expansion in the adoption and use of information technologies (Bergeron et al, 2008) is important factor. There are outlined specific actions that organization should consider in implementing a security program (Ramball M. (2008)). These measures include: Identifying and assessing the risks that may threaten consumer information; Developing a written plan containing policies and procedures to manage and control these risks; Implementing and testing the plan; Adjusting the plan on a continuing basis to account for changes in technology, the sensitivity of customer information, and internal or external threats to information security. There are also outlined the responsibilities of management to oversee the protection of customer information including the security of customer information maintained or processed by service providers. Titrade, (2008) afraid that in opportunity of e-banking and its allegation are uncertain. The points of view in favor are as follows: à ¢Ã¢â€š ¬Ã‚ ¢ E-banking transactions are much low-priced than branch or even phone transactions. This could be a large competitive advantage for e-banking, that allow e-banks to undercut bricks-and-mortar banks. This is commonly known as the beached dinosaur theory. à ¢Ã¢â€š ¬Ã‚ ¢ E-banking will lead to al other banking sector that is currently enjoyed by the major UK banks. 2.5. Products or services which increase resource of efficiency and customers satisfaction: Traditional banks may simply be left with payment and settlement business even this could be cast into doubt and customers unhappiness. The idea of customer pleasure has been exercised since the early 1980 (Bailey Pearson, 1983; Ives, Olson, Baroudi, 1983) and its have been studied since the 1980 (Bailey Pearson, 1983; J. Chin, Diehl, Norman, 1988; Ives et al., 1983; Rivard Huff, 1988; Rushinek Rushinek, 1986). Bailey et al. (1983) state that several factors affect the user satisfaction and it can be seen as a bi-dimensional attitude. The user satisfaction can be seen sum of users feeling and attitudes toward several factors that affect the usage situation (Bailey et al., 1983). Recently, there has been growing interest in traditional bank user experience (Hiltunen et al., 2002; Lindgaard Dudek, 2003; Wilson Sasse, 2004), which can be seen as much larger concept of consumers satisfaction. User experience has become an important factor in e-banking because the end user often pays for the majority of new products and services, which indicates that new products characteristics such as; security, ease of use, Digital products/services, transaction and payments, and innovation contents(Khanfar, 2006). From this perspective, assessing the user experience is essential for many technology products and services (Wilson Sasse, 2004). 3.2. Theoretical framework: From the practical point of view, there are mainly two kinds of venture, one of which is adaptation of e-commerce and other is development of e-banking. Kyu and Bipin (2001) provided both theoretical explanations and empirical validation on the adoption of e-commerce for traditional banking services. Regarding the adoption of e-banking, they enabled to offer specific recommendations on marketing strategies for practitioners. Ronald (2003) observed that law and right and the increase of internet facilities moved up the transaction. Elias (2000) explored the status of e-commerce in the banking industry. Many researches focused on the user of e-banking that have been done on adoption of e-commerce, and the following factors influencing it. Security: The quality or state of being secure to be free from danger. Ease of Use: A method that the bank Availableness it for the customer who through it use the procedures of banks easily. Digital Products/Services: Goods and services that can be transformed to digital format and deliver upper the internet banking. Transaction and Payment: services and procedures that the bank availableness for the customer who through it able to payment and other borrow and other transaction form banks online. Information Content: content at a web site that need to be changed continually to keep it up to date. Innovation: the innovation of new ideas such as new technologies, design and best practice that permit bank to compete efficiently in the worldwide environment. When an enterprise realized danger, it will takes a series of examine on the basis of tthree hypothesizes. This study tries to make relationship and linkage between e-business and networking technology. HYPOTHESIS DEVELOPMENT The proposed model depicts that a customers assessment of traditional banking service quality is positively related to customer satisfaction and his/her willingness to recommend and will decrease his/her likelihood to complain. On the other hand, if the customers assessment of the traditional banking service quality is negative, the customer will engage in unfavorable behavioral intentions. Therefore, the following hypotheses are developed: H1: There is a significant difference between customers expectations and their perceptions of service quality offered by traditional banking. H2: There is a significant relationship between traditional banking service quality and customer satisfaction. H3: There is a significant relationship between internet banking service quality and customer behavioral intentions H4: Customers at are dissatisfied with banks environment and location. There is a significant relationship between customer satisfaction and customer behavioral intentions 3. Methodology: The methodology will be based on a cross- sectional survey method with three (3) main components. These included Reviews, Contacts and Field Activities. The review was conducted through desk research of online resources, research papers, working documents, conference documents, and other publications. The contacts were made through one on one discussion and/or small group discussions by visiting offices and officials of banks whether, semi informal or formal. A self developed instrument was used for the field exercise. The study classified the system into three categories based on the classification by (Basu et al., 2004) in an IMF working paper. The suggested method which is also applicable in the study is the use of the questionnaires wherein the banks can determine the level of understanding of the customers about the online banking and the other related services. Also through the help of the questionnaires, the banks can measure the influence or the impact of the interactive banking in finding solutions out of the clients busy life. All of the information created out of the questionnaires will lead to the determination of the various perceptions of the customers in the services that is offered through the use of Internet. Investigation will be prepared by collecting data, analyzing, comparing and interpreting the results according to literature procedure. The course of action will be ready by gathering data from several years to current published journal. The data will be monitored by comprising with several aspects. The accumulated data will be justified based on analytical data obtained from internet publication. Rationale: The important networking activities and usefulness as natural process have prompted a search for better methods of producing e-business. Although a number of synthetic methods for judging of e-business have been reported, simple and efficient approaches still remain scare. Limitation: To collect more information from present fast moving situation, manage formal and informal interview within the time will be main problem for this study. Anyway, more limitation will be including actually when I will handing out data. Reflection: e-banking is the real output of the impact of traditional bank. Timetable: Task Start End Research proposal 10/11/2010 18/11/2010 Topic selection 19/10/2010 22/11/2010 Finding 23/11/2010 30/11/2010 Literature review 01/12/2010 10/12/2010 Problem identification 11/12/2010 15/12/2010 Methodology 15/12/2010 20/12/2010 Drafting 21/12/2010 27/12/2010 Submission of research proposal 28/12/2010 08/12/2010 Conclusion: The result of this study shows that traditional bank users are not completely satisfied in comparison with online banking system. Traditional bank did not provide sufficient facilities to their clients that they obtained from online bank organizers. For instant, e-bank consumers are achieving several benefits such as; ATM, internet banking, credit card and a range of buying or selling option. As a result, most of the customers are moving to e-banking system. Usefulness, perceived ease of use; consumer awareness and perceived risk are the important determinants of e-banking banking adoption. This study meets the desired objective; but it suffers from one setback. Study concludes that a majority of customers are accepting e-banking since of many positive issues. We concluded that value, effortlessness of use of the system and the awareness about online banking and risks related to it. Those are real thing to accept online banking system. These factors have a strong and positive effect on customers to accept online banking system. These researches provide a rapid entry to justify business market in all conditions. This methodology is expected to be widely used in e-banking sector. Therefore, the process will provide a new entry into the active system for improving traditional banking system.

Labrador Retrievers :: Dogs

Have you ever seen a labrador retriever? If you have you know they have short fur, floppy ears, and a long â€Å"otter† tail. They are great pets and very loyal. If you want to learn more keep reading. Several dogs were brought by the British to Labrador, which is located in the Canadian province of Newfoundland. These dogs, over the course of time, were bred into the modern Labrador Retriever. Labrador Retrievers were originally bred as hunting and retrieving dogs. These dogs are now also trained to be search and rescue dogs and seeing eye dogs. The basic labrador retriever is large with â€Å"an otter like tail†1, a long snout, they are usually larger dogs with floppy ears. As puppies their heads tend to look bigger and their snout looks smaller. There are three different kinds of labs yellow, chocolate, and black. They all have slightly different behaviors. The yellow lab tends to have a more mellow behavior while the black has a hyper behavior and the chocolate a mild behavior. Each color of lab are often different sizes. The yellow tends to be the biggest, the chocolate tends to be in between, and the black lab is the smallest. Labs communicate in many different ways. Simple signs like wagging tails and other body language. A few signs are the tail wag means happy and when the fur sticks up on the back of their neck they are suspicious. A whimper means sad or hurt, a growl means angry, and if they are scared they will just sit down by their owners. Labs are available in many different places. You can buy a dog from a reliable breeder and the advantages to that are you know the dogs background and know it is usually healthy. The disadvantages are it cost more and if one of the puppies gets sick they can all get sick. You can buy a dog at the pound and the advantages to that are you have a chance to help a dog who would not have the opportunity for a very good life. The disadvantages are you don’t know its background and it also maybe scarred from abuse. The SPCA is another reliable source to obtain them. Once you buy a dog there are lots of responsibilities every day. Labrador Retrievers :: Dogs Have you ever seen a labrador retriever? If you have you know they have short fur, floppy ears, and a long â€Å"otter† tail. They are great pets and very loyal. If you want to learn more keep reading. Several dogs were brought by the British to Labrador, which is located in the Canadian province of Newfoundland. These dogs, over the course of time, were bred into the modern Labrador Retriever. Labrador Retrievers were originally bred as hunting and retrieving dogs. These dogs are now also trained to be search and rescue dogs and seeing eye dogs. The basic labrador retriever is large with â€Å"an otter like tail†1, a long snout, they are usually larger dogs with floppy ears. As puppies their heads tend to look bigger and their snout looks smaller. There are three different kinds of labs yellow, chocolate, and black. They all have slightly different behaviors. The yellow lab tends to have a more mellow behavior while the black has a hyper behavior and the chocolate a mild behavior. Each color of lab are often different sizes. The yellow tends to be the biggest, the chocolate tends to be in between, and the black lab is the smallest. Labs communicate in many different ways. Simple signs like wagging tails and other body language. A few signs are the tail wag means happy and when the fur sticks up on the back of their neck they are suspicious. A whimper means sad or hurt, a growl means angry, and if they are scared they will just sit down by their owners. Labs are available in many different places. You can buy a dog from a reliable breeder and the advantages to that are you know the dogs background and know it is usually healthy. The disadvantages are it cost more and if one of the puppies gets sick they can all get sick. You can buy a dog at the pound and the advantages to that are you have a chance to help a dog who would not have the opportunity for a very good life. The disadvantages are you don’t know its background and it also maybe scarred from abuse. The SPCA is another reliable source to obtain them. Once you buy a dog there are lots of responsibilities every day.

The Autocratic Leader

1. Introduction to Autocratic Leadership There are several effective leadership styles used to run organizations. The autocratic style basically tells employees what to do. This style is defined as excessively demanding, with one way of communication-from management to employee. Managers possess the power to coerce â€Å"subordinates† to accomplish the mission. Decision making comes from the leader(s) and the opinion or input of the employee is not considered. Nevertheless, autocratic leadership can be useful in certain situations or types of businesses. At times, management must utilize this type of leadership to achieve important goals. 2. Martha Stewart – An Autocratic Leader Autocratic leadership is a management style that places pressure on employees to produce a product, service or image. This style is reminiscent of a dictatorship but in some businesses or military organizations, this type of leadership is necessary. Many employees have worked with an authoritarian manager and are used to it, require it, and even expect it. A good example of an autocratic leader is Martha Stewart who has built an empire based on her teaching techniques for simplicity and creativity in the home: cooking, crafts, finding the perfect housewares, etc.; all accomplished with great attention to detail. Whether people have admired Martha Stewart or not, one cannot argue that she has remained careful, consistent and demanding of her employees. She's very successful in nearly all of her endeavors, and often, if not always, has used an autocratic management style. It's common knowledge that it's her autocratic leadership style that has made her a success in nearly every form of media. Martha Stewart's critics (who are many) argue that she would have found even more success had she not relied so heavily on the autocratic style of leadership. 3. Autocratic Leadership in the Group Project Setting Another circumstance where autocratic leadership can be helpful is while working on group projects. When a group has no designated leader, a project can fail. When each group member expresses their own opinions and tenaciously holds to them, conflict is sure to arise. In this circumstance, project quality may suffer or literally come to a standstill. Groups need an autocratic leader who can hold to the decisions made by or for the group. The leader should seek for solutions to problems that arise in the project and then delegate the task to the members of the group. Steve Jobs, founder of Apple, Inc., was a very successful autocratic leader. He was typically authoritative and made every major final decision for Apple. Some argue that autocratic leadership can never lead to success – it's controlling and solely based on the personality and style of the manager. But an effective autocratic leader can achieve great success in bringing a project to completion. During the first stages of developing an entrepreneurial organization, implementing an autocratic leadership style will enable the company to have and keep direction and momentum. A leader who is autocratic should apply his/her style wisely and with trepidation.

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Sugar Ray Leonard essays

Sugar Ray Leonard essays This is my last fight, my decision is final. The journey is ended, my dream fulfilled. This is what Sugar Ray Leonard said after he won the gold medal for boxing in 1976. The journey was not over, nor was the dream was unfulfilled. Leonard had just begun one of the greatest careers the sports world had ever seen. Leonard early life, training, professional career, style, and ability to come back despite many obstacles shaped him into one of the greatest and most successful boxers of all time, not only in wins and loses but also in dollars and cents. This great and successful boxer had to begin somewhere. Even though Ray Charles Leonard was named after the great jazz musician, Ray Charles, he did not follow his parents dream for him to be a singer. Ray Charles Leonard was born on May 17, 1956, in Wilmington, North Carolina (Leonard). Leonard grew up in Wilmington and in Palmer Maryland, a racially-mixed lower-middle class suburb of Baltimore. He was the fifth child of Goethe and Cicero Leonards seven children. He graduated from high school and had no further education. His mothers original dream for him was early exhibited. He sang in the church choir with two of his sisters. Leonard was a good singer and the local church parishioners commented that he sounded similar to Sam Cooke (Schwartz). His brother Roger turned him to the boxing world early in his teens. Ray told his mother about his boxing I put the singing in the swinging (Schwartz). His statement was a good demonstration of the artistry in his boxing. Having avoided a life as a singer Leonard was ready to jump into the world of boxing. His first trainers were Dave Jacobs and Janks Morton, who took care of Leonard and taught him how to box. Leonard was considered a natural by his early trainers (Schwartz). Leonard was able to do almost anything in the ring (Sugar Ray). Leonard fo...

Analyies Essay Example | Topics and Well Written Essays - 500 words

Analyies - Essay Example As a result, the price begins to fall. As such, this paper seeks to illustrate how these macroeconomic forces are applied to world markets through an analysis of a recent article about world oil demand. Oil is a commodity that drives the economy in every country and for this reason, it is in demand across the whole globe. According to International Energy Agency (2015), â€Å"The price of oil continued to collapse into January as rising supplies collided with weak demand growth and OPEC maintained its commitment to not cut production. Brent crude futures last traded at $48.40/bbl, near a six-year low.† the problem is heightened by weak macroeconomic forces that continue to restrain global oil demand according to the energy agency. The graph below illustrates the trend in oil demand across the globe. It can be observed that the supply of this precious commodity is higher than the actual demand. Given such a scenario, it can also be noted that the price of this commodity begins to fall. The law of demand and supply applies in every market economy. There are quite a number of macroeconomic forces that come into play in as far as the price of a particular commodity is concerned. For instance, it the consumers have enough disposable income, it means that the price of the commodity is likely to decrease. On the other hand, more supply of the commodity than what is actually demanded in the market entails that the product price will also decline. Many countries across the globe are slashing the prices of fuel because of the fact that oil prices are falling on the world market. Given such as situation, it can be observed that countries in different parts of the globe a compelled to respond according to the macroeconomic conditions obtaining on the ground. In the same vein, when the supply of oil declines, the price of the commodity increases. As discussed above, it can be seen that the price of a certain

Qatar Airways Essay Example | Topics and Well Written Essays - 1250 words

Qatar Airways - Essay Example This has led to many of its global achievements and awards. Management strategies help to identify new opportunities for growth, like the merger between the American Airlines and US Airways which provides an exciting opportunity for further growth American Airlines and US Airways provides an exciting opportunity for further growth American Airlines and US Airways provides an exciting opportunity for further growth and connecting of customers to North America. The airline has also refocused its capacity to Africa in response to market and competition developments. During the recent years the airline has launched various global networks and destinations covering from Europe, South Asia the Middle East, Africa, Asia Pacific, North America and South America with a modern fleet and cargo aircrafts. It has made plans for its expansion with an additional frequency ad capacity to both existing and new destinations. The addition of airlines provides a major increase in the number of passengers and networks. Qatar Airways is one of the launch customers of the twin-deck super jumbo recognized for its luxurious design and as the world’s biggest aircraft capable of carrying capacity of 555 passengers. The first aircraft was delivered in 2014. The company also operates corporate jets for its executive subsidiary launched in 2009. The use of modern technology is a major advantage in the airline industries; it plays a key role in enhancing efficiency and customer services, the Qatar airways has partnered with Wipro Infotech in order to conceptualize their growth strategies. This gives them a competitive edge as they will be able to utilize Wipro’s highly technical resources, research and development centers to explore and take advantage of new technological solutions. Hamad International Airport opened I April 2014 is a project undertake y Qatar Airways designed to help shape Doha as one of the greatest regional and international aviation hub. The